How does Affirm work?

You provide some basic information and get a real-time credit decision to split your purchase into monthly payments. Rates from 10% to 30% APR with loans of 3, 6, or 12 month terms. For example, on a $700 purchase, you may pay $63.18 for 12 months with a 15% APR.

Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders

Quick & Easy

Select Affirm at checkout (or click where is says check you purchasing power), enter your information and you'll know straight away if you are approved.

Pay your way

Pay with a debit card, check or bank transfer.

Flexible Payment Plans

Choose the payment plan which works for you over 3, 6 or 12 months.

 

Automatic Payments

The first payment happens after 30 days and you will receive an email or text to remind you before your next one is due.

Your rate will be 10-30% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.

Check Affirm's FAQ or reach Affirm directly at help@affirm.com.

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